You may have heard that there is a "cloud" on the title to your property. Generally speaking, a "cloud" appears when a recorded document indicates that some other person may have an interest in the property. Liens, court orders, easements, and random documents can be recorded to cloud a title. Some clouds aren’t really cloudy at all. For example, while a mechanic’s lien may appear on your record, they expire quickly and become unenforceable.
Usually, a document clouding your title is there for a good reason. If you don’t pay your taxes or HOA assessments, the unpaid entities will record liens against your property. Remove the liens by paying your bills.Continue Reading There’s a cloud on my title? What’s that?