The Community Associations Institute (CAI) held its annual Law Seminar this year from February 22-24 in New Orleans. All the attorneys from our office were able to attend and discuss current trends in HOA law with colleagues from around the country. Topics this year included "Cyber Issues and Electronic Voting", "7 Deadly Fair Housing Sins of Community Associations", and "The Latest Trends in Rental Restrictions". Much was learned and a good time was had by all.Continue Reading Attorneys Attend CAI Law Conference
Winzenburg, Leff, Purvis & Payne, LLP
Who Pays the Insurance Deductible?
HELLO all board members, homeowners, and those interested in HOA law. As part of a regular feature on the blog, I will be posting a recap of an important (and hopefully interesting) issue that has been recently addressed by our office. Since we find that the same issues tend to repeat themselves often, it is likely that you will read something your association has faced in the past. I hope you find this feature both informational and entertaining.
This weeks topic: Who pays the deductible on the Association’s insurance policy?
A few weeks ago this question was posed to us by a mid-size condominium association following a water leak within a Member’s Unit. Apparently the Member’s hot water heater burst, causing significant damage to the Unit’s drywall and flooring. Shortly after the accident, the Member contacted the Association seeking to make a claim on its hazard insurance policy. Since the Association’s policy covered the interior of the Member’s Unit, and the damages exceeded the policy’s $1,000 deductible, the Association agreed to file a claim with its insurer. However, the Association did not know who should pay the deductible amount.
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Mark Payne quoted by the Denver Post
This past Sunday’s edition of the Denver Post featured an article on the delay homeowners associations are experiencing with the removal of holiday lights and decorations by owners. The article states that due to the unusually harsh winter, associations are relaxing their normal enforcement of restrictive covenants that require decorations to be removed within 30…
Jefferson County District Court Rules HOA Can Ban Smoking In Units
The Jefferson County District Court ruled last week that a condominium association can prohibit smoking in their four-unit building. The Heritage Hills #1 Condominium Owners Association amended its bylaws to ban smoking after an owner complained about smoke seeping into her unit. The District Court upheld the bylaw change stating that second hand smoke "constitutes a nuisance"…
How The Fair Housing Act Applies To Your Association
Today, community associations are being challenged to provide services for the full breadth of members. A challenging area is accommodating the needs of disabled members. The Fair Housing Act require associations to make “reasonable accommodations” for those with needs. The goal of these laws is to make it possible for a disabled person to live within the community by granting and maintaining an exception to the rules of the Association. An example of such an exception would be to the parking rules.Continue Reading How The Fair Housing Act Applies To Your Association
Senate Bill 2006-89: What You Need to Know
As many of you are probably aware, Colorado recently passed Senate Bill 06-089, legislation intended to clean up provisions from last year’s SB 05-100. Both Bills modify and add provisions to the Colorado Common Interest Ownership Act (“CCIOA”). SB 089 creates a number of important new requirements for associations and homeowners, including …
Chapter 7 Bankruptcy and your Association
A homeowner files bankruptcy, now what? First and foremost, all collection activity must stop in accordance with the Automatic Stay until the case is dismissed, an Order for Relief from Stay is granted, or the debtor receives a discharge. Second, the association must determine what type of bankruptcy has been filed. Individuals commonly file for bankruptcy protection under Chapter 7 or Chapter 13, and the type of bankruptcy will determine what steps an association must take to protect its interests. In this article, we will look at Chapter 7 bankruptcy.
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New Board Member Jitters
Have you just been elected to your community association’s board and you have no idea how to tackle elections, homeowner complaints, and general board decisions? Or maybe you have some idea but you need want a little more guidance?
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SB 06-089 modifies insurance section established by SB 05-100
As you already know, SB 06-089 has moved out of the Senate and on to the House for review. Section 16 of the bill has remained substantially intact since the bill’s introduction and readdresses C.R.S. 10-4-110.8(5), regarding homeowner’s insurance.
Continue Reading SB 06-089 modifies insurance section established by SB 05-100
SB 06-089 Passes out of Senate
SB 06-089 has passed through the Senate and is now on its way to the House where it will again be directed to a committee for review. As we previously mentioned, there have been amendments to the bill as it was introduced. Click here to view the bill as it left the Senate.