We frequently get questions from our clients and their managers asking about enforcement of architectural guidelines, and particularly, the ability to either require a homeowner to obtain architectural review committee approval before making improvements, or alternatively, requiring a homeowner to remove improvements already made without committee approval. While there is no universal answer, there are some generalities.
Continue Reading How Enforceable Are Those Architectural Guidelines?
2006
No Relief from Foreclosures in Sight
We already know that Colorado has been a consistent national leader when it comes to foreclosures. Not exactly a title we’re clamoring for.Continue Reading No Relief from Foreclosures in Sight
Chapter 7 Bankruptcy and your Association
A homeowner files bankruptcy, now what? First and foremost, all collection activity must stop in accordance with the Automatic Stay until the case is dismissed, an Order for Relief from Stay is granted, or the debtor receives a discharge. Second, the association must determine what type of bankruptcy has been filed. Individuals commonly file for bankruptcy protection under Chapter 7 or Chapter 13, and the type of bankruptcy will determine what steps an association must take to protect its interests. In this article, we will look at Chapter 7 bankruptcy.
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Colorado’s New Foreclosure Law – HB 06-1387
On June 1, 2006, Governor Owens signed into law HB 06-1387. This is a substantial, sweeping, overhaul of Colorado’s real estate foreclosure law. Among many other things done by this law, the most significant change made is the elimination of an owner’s right to redeem property after a sale of the property. Lienholders still have the right to redeem. As a tradeoff for elimination of the right of redemption, owners are given a longer period of time to cure the default before the property actually can be sold at foreclosure sale.
Continue Reading Colorado’s New Foreclosure Law – HB 06-1387
Summer Pool Fun Brings New Concerns
The pool has only been open a week but already you have started to receive some complaints from the community about noise and roughhousing. If you already have a policy regulating pool use, you can breathe easy and follow the guidelines that the Association has in place to handle noise and unacceptable behavior, assuming, of course, that those guidelines have been approved by the Board of the Association and reviewed by your Association’s attorney. Just make sure that you apply all rules in regulations in a fair and consistent manner.
Continue Reading Summer Pool Fun Brings New Concerns
Common Interest Communities – A Basic Understanding
Over time, we’ve noticed that those who deal with common interest communities (homeowners and condominium associations) may regularly take for granted that everybody knows and understands what these communities are and how they function. We are as guilty of this as anyone. However, in a recent message from CAI (the Community Associations Institute), we were once again reminded that what is so common to us, may not be to others. So, borrowing from CAI, we are looking to help provide understanding.
Continue Reading Common Interest Communities – A Basic Understanding
Ungated and CAI Address Homeowner Discontent
We have blogged here before about homeowner discontent with associations and the effect that discontent can have on the morale of volunteer board members and community association professionals. In a blog entry last week , CAI’s Chief Executive Officer Tom Skiba addressed the very same topic, echoing many of the sentiments expressed here.
SB06-89 – New Law
We know you’ve been waiting with much anticipation the outcome of this year’s legislative session. Senate Bill 06-89, the legislation intended to clean up last year’s SB 05-100, was signed into law on Friday, May 26, by Governor Owens. We will be discussing in future posts how this new legislation affects SB 05-100.
Continue Reading SB06-89 – New Law
The Pool Key: to Withhold or Not to Withhold
The weather is warm, your Association’s pool is prepped for summer, and Memorial Day is just around the corner. Everything is fine until the owners currently contesting their Association debt (the same owners whose case is currently set for trial in one month) call to request the pool key. Their son’s birthday falls over the weekend and the whole family will be in town to celebrate at the pool. Your Association documents say the key can be withheld if the account of the owner is not in good standing. Do you give them the key?
Continue Reading The Pool Key: to Withhold or Not to Withhold
SB 89 – The End is Near
SB 06-089 (seen here in its final form) is finally making its way to Governor Owens’ desk. Though the heavy lifting is over, the Governor must still sign the bill if it is to be enacted. If you support the bill, you should contact Nancy Lemein, Director of the Governor’s Office of Policy…